Outseta vs.
Stripe Billing

Outseta is proud to be a Stripe Verified Partner.

But whether you're considering Outseta, Stripe's own billing tools, or another membership software provider there are some important differences to consider.

‍Here's the information you need to make an informed decision.

Stripe Fees are lower with Outseta

It's an incredibly common misconception that "Stripe Fees" are the same no matter how you choose to process payments.

  • 2.9% + $0.30 per transaction in the US
  • 1.4% + .25€ per transaction in Europe

Right?

Wrong. These fees represent Stripe's standard transaction fees, but depending on how you're processing payments you're likely paying additional fees, too.

If you use Stripe's own billing tools, you'll also end up paying an additional .5% per transaction in Stripe Billing fees.

If you use other membership software providers, you'll pay an additional .5% per transaction in Stripe Billing fees and additional transaction fees ranging from 1% to 4% per transaction to the membership software provider. It adds up fast!

With Outseta, you don't pay additional Stripe Billing fees.

Outseta

Membership software

Stripe transaction fees

Billed within Stripe at the individual transaction level

2.9% (US) or 1.4% (EU)
per transaction
2.9% (US) or 1.4% (EU)
per transaction

Stripe Billing fees

Billed within Stripe at the account level

None
.5%
per transaction

Payment processing fees

Charged by the membership software provider

1% to 2%
Outseta invoices you directly for all fees each month
1% to 4%
Taken out of each transaction—reflected as “Application Fees” in Stripe

Total payment processing fees

3.9% - 4.9%
per transaction
4.4% - 7.4%
per transaction

Outseta

Stripe transaction fees

Billed within Stripe at the individual transaction level.

2.9% (US) or 1.4% (EU)
per transaction

Stripe Billing fees

Billed within Stripe at the account level. 

None

Payment processing fees

Charged by the membership software

1%
Outseta invoices you directly for all fees each month

Total payment processing fees

3.9%
per transaction

Other membership software

Stripe transaction fees

Billed within Stripe at the individual transaction level.

2.9% (US) or 1.4% (EU)
per transaction

Stripe Billing fees

Billed within Stripe at the account level. 

.5% to .8%
per transaction

Payment processing fees

Charged by the membership software

2% to 4%
Taken out of each transaction—reflected as “Application Fees” in Stripe

Total payment processing fees

5.7%
per transaction

Outseta's transaction fees are lower than other membership software

Most membership software providers charge Stripe Fees as well as a transaction fee of their own—Outseta included. But other membership software providers routinely charge up to an additional 4% per transaction.

Outseta's transaction fees are never more than 1%. Between our low fees and the money we save you by not paying for Stripe Billing, Outseta customers consistently save 1% to 4% on every transaction.

Outseta offers more transparent pricing

With all these fees flying around, it's really tough to know the effective rate that you're paying for payment processing. Consider the following:

  • Stripe's transaction fees are taken out of each individual transaction
  • Stripe Billing fees don't show up when looking at individual transactions—they're billed at the account level. You can find these fees within your Stripe account by going to All Transactions.
  • Other membership software providers never show you the full amount of fees that you're paying to them—these show up as Application Fees when you look at individual transactions in Stripe.

At Outseta we've taken a different approach—we directly bill you for our fees each month so you always know exactly how much you're paying us for our software.

Outseta saves you time and money on other software subscriptions

While all membership software providers can protect your content behind a paywall, the all-in-one nature of Outseta with save you both time and money.

If you're building a SaaS or membership business, you'll inevitably need a CRM, email marketing tools, and a help desk. Outseta gives you access to these tools and the ability to invite your entire team, without incurring additional charges.

And with less software to integrate, you'll save both time and money spent on tools like Zapier or Make, too. Beyond our lower payment processing fees, you need to consider the total cost of ownership of your tech stack.

We've been building billing tools for Stripe for over six years now

A fun fact—we started building Outseta more than 6 years ago largely because Stripe didn't offer their own SaaS billing software. Founders like us needed an easy and flexible way to manage subscriptions and experiment with pricing models without spending countless hours integrating with Stripe's APIs. We scratched our own itch and realized there are enormous benefits to delivering all the table stakes software tools that early stage SaaS and membership business founders need in a single platform.

We've built the complete tech stack for SaaS and membership businesses on top of Stripe that so many founders have wanted for years now.

Still have questions? Reach out! We'll walk you through your Stripe account to show you the fees you may have missed and how much you can save.

Try Outseta for free

“Everything you need to build a recurring revenue business...”

Outseta has been an amazing tool to have. Gone are the days of multiple products that cost the earth, Outseta does it all without fuss and complication!

Callum Burns
Founder, Tapn.to

Thanks for creating what I consider to be an incredible boon for SaaS start-ups. As a repeat investor, mentor, speaker, advisor and consultant to many startups, I really was excited to learn of you as you solve many many problems that SaaS start-ups often have.

Sam McMullen
VP of Strategy, Geex.gg

Let me start by saying that I love your company. I've been looking for a product in this niche for weeks and Outseta is a breath of fresh air.

Blake Ashley
Founder, Stelly.io